Mgsportcars – MG Sport Cars

Have you ever wondered why sports cars cost more to insure than other types of car even when the purchase price of the sports car is less expensive? If so, the following are the main reasons why this is the case.

Car Insurance Group Categories

While many of the factors that determine the make-up of car insurance quotes are not known, what is known is that insurance companies group certain types of cars into categories. For this purposes, insurance companies have groups ranging from 1 through to 20. Group 1 is the least expensive type of car to insure. Group 20 is the most expensive type of car to insure. So, if you buy a Fiat Panda, youll be classed a Group 1 car driver. Buy a sports car, any sports car, and you are looking at being classed a Group 15 and above driver. Buy a performance sports car, such as a Porsche 911, and youll definitely be Group 20 driver!

Theft

Over 2 million car crimes happen in the UK each and every year. Aside from popular model cars, such a Ford, the biggest car crime category is sports cars! Have a soft-top convertible sports car, and the chances of it being stolen are red hot! So, even if you live out in the countryside with no one else around for miles, you will still be seen as driving an extremely high risk car when it comes to car theft. With increased risk, comes an increased premium!

Accidents

Insurance companies are not charities theyre in the business to make money. As such, they keep vast amounts of data and part of that data tells them that if you drive a sports car there is an increased risk youll be in an accident and that the accident will be more serious (and costly) than if you were driving a regular car. As such, the premium charge is going to be higher.

Under 30?

Unless you have just won the Lottery, if you are under 30 there are no appealing factors when it comes to insuring a sports car. Not only do the insurance company see the car you drive as being a high risk car to insure, but you as the driver are far more risky to insure as well. Consequently, car insurance premiums for those 30 years of age or under, driving sports cars, is probably the highest of all types of car insurance available in the UK today.

Sports car racing strategy is typical of other car racing techniques. Below are seven fundamental steps to keep in mind when joining a car race:

Engine Start prepare the engine by lifting the start switch latch that is usually located at the drivers side. The engine should be in operation once the announcer has started the countdown. Lightly step on the accelerator and feel the engine running. Another way of making sure that the engine is ready is by looking at the tachometer – it changes and moves from zero once the switch has been started.

Throttle racing a sports car means 750 to 850 horsepower. Imagine the feeling behind that little wheel; its the breathtaking feel of total power. The secret for continuous power is for the car to have enough gas to rev up the whole machine. Fishtailing could be one of the problems when racing and to keep this from happening use a little effort to control the accelerator.

Engine Transmission an automatic transmission sports car allows the system to automatically set the clutch. This is for amateur sports car racers so that they do not have to change gears manually. The sports car will be smart enough to operate the transmission for the driver. The traditional H symbol is used for manual transmission sports car.

Walls during the race, it is unavoidable to bump the sidewalls. This is not a cause for alarm. The sports car driver just has to shift the gear into reverse to move away from the wall. Sooner or later the car should be back on track.

Comfy on the Track always stay beneath the white line of the lane while at 100 miles per hour. This is so the driver can keep the other cars from turning into the back end of the sports car. Once the speed of other cars is met, tag along back on the track.

Presence of Mind stay focused and keep both hands on the steering wheel. Steer the wheel at a slow but sure pace, do not exaggerate the turn.

Halt during Emergency part of keeping focused is always remembering that there is an emergency button in every sports car when there is a need to stop. It is situated in the center of the dash and is used when the car needs a motion stop. This button immediately stops the car stimulator.

Bear in mind that even in this situation, the sports car can still be driven until the end of the race. Be alert and try mastering the race track if time permits, but always think of safety.

Cleofi-Krista P. Capili
MAS Consultant Support Specialist
AOL Member Services, PI